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The biggest casualty of our current economic climate appears to be the small buy to let landlord. Many have low yielding properties that haven’t increased much in value in recent years and only made profit because rates were so low for such a long time. I just quickly googled ‘buy to let’ and all the news results were negative. The political and economic arena for small landlords has changed massively in recent years. There are many factors that have huge impact on both new a

When I first started thinking about my family's future, the idea of estate planning felt overwhelming. It sounded complicated, expensive, and frankly, a bit scary. But as I dug deeper, I realised it’s really about taking care of the people you love and making sure your wishes are respected when you’re no longer around. Whether you’re just starting out or have a growing family, understanding the fundamental estate planning steps can bring peace of mind and clarity. Let’s wal

When it comes to securing your family’s future, estate planning is something you simply can’t afford to overlook. I know, it might sound a bit daunting or even a little morbid to think about what happens after you’re gone. But trust me, taking the time to plan now can save your loved ones a lot of stress and confusion later on. Plus, it gives you peace of mind knowing that your wishes will be respected and your family will be taken care of. Let’s dive into the essentials of e

When I first thought about writing my will, I’ll admit, it felt a bit daunting. Who wants to sit down and plan for something so final? But the more I learned, the more I realised how essential it is—not just for me, but for everyone who cares about their loved ones. Having a will is one of those things that can save a lot of heartache and confusion later on. So, let’s dive into why wills are crucial and how you can take simple steps to protect your family and your assets. Why